COBRA Insurance: Explore how the Employee Retirement Income Security Act (ERISA) influences employee benefits program

COBRA Insurance

Explore how the Employee Retirement Income Security Act (ERISA) influences employee benefits programs.

As you have learned in this learning plan, COBRA requires employers to continue to offer health or medical insurance coverage to employees or their families after certain qualifying events. Provide a one to two page essay explaining what COBRA is and addressing the following:

  • 1. Explain who is eligible for COBRA.
  • 2. Identify what qualifying events must happen for the      employee as well as other family members to qualify for COBRA.
  • 3. Explain what the cost of the coverage is and why.
  • 4. Discuss what the length of the coverage is and whether      there are any exceptions to that length.
  • 5. Explain how an individual applies for COBRA and if      there are any deadlines on that application.

Your brief should be one to two pages in length and follow these guidelines:

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