research populations that are vulnerable to the Social Security program

Post a brief description of the population you selected. Then, explain how that population might be disenfranchised by the Social Security program based on research, statistics, or policy analysis. 

Colleage 1

  Sutton RE: Discussion 2 – Week 5COLLAPSE

In this week’s second discussion, we are to research populations that are vulnerable to the Social Security program. We are to choose a community and communicate its vulnerabilities utilizing the Social Security program grounded by the investigated research.

Chosen Community

The chosen community is the senior women population, who receives Social Security benefits.  Social Security benefits are in place to assist communities with supplemental income for life survival. These benefits protect from life issues of housing, utility bill coverage, transportation, healthcare, and nutritional habits. While receiving the benefits of Social Security income, it is funding to pays the bills, and nutritional coverage may well be the only highlight of the disbursement.  Monetary limits are where the vulnerabilities materialize.

Vulnerabilities of the Chosen Population

Per Gould (2014) part of the senior community who receives Social Security benefits documents as being monetary helpless. As for the older women in the society who accepts Social Security benefits show as 52.6 % while 41.9% are senior men document as being monetary helpless (Gould, 2014).  These findings suggest that older women are more insecure about receiving adequate retirement benefits than senior men (Gould, 2014).  There is a documented percentage of older women who outlive senior men (Gould, 2014), in saying that retirement benefit securities should present senior women as having the lower portion of being monetarily helpless. Per Gould (2014) senior women outliving senior men may well be the challenge to supplement their living by providing adequate funding.  Suggesting that the longer a person lives, the longer the Social Security system will have to deliver. Therefore, by surviving past the senior counter-part in the community the Social Security program views the permanency as being a risk to the financial institution. Ultimately, providing an unfairness to the older women who agree to partake in the Social Security benefit.

 Due to the inequality of the older women in the community within the Social Security system, their percentage will remain higher until both parts of the population are an equal part. Regardless of the documented life expectancies. 

Social Security policies will therefore always be at the forefront of revision for the reason of adequately re-constructing for senior women to achieve beneficially. 

Collegue 2

 Cassandra RE: Discussion 2 – Week 5COLLAPSE

This week’s second discussion asks us to choose a population that is disenfranchised by the Social Security program and discuss why we chose this population. I chose the homeless population as this population has become more important to me as I witness it daily, by the numbers, in New Orleans, Louisiana. Homelessness does not target one specific population; however, it affects young children, elderly, members of LGBTQ community, veterans, and disabled individuals. In an article written by Tamara Walsh (2006), it was reported that homeless individuals are excluded from receiving fundamental human rights. The article also informs us that it is often difficult for homeless individuals to obtain required documentation to receive said benefit (Walsh, 2006).

The Center on Homelessness and Poverty discusses that there are several factors that result in a denial of social security benefits for the homeless. For an individual applying for social security disability income, they recognize that there is a requirement that the physical and detailed health portion of the application be completed by a medical physician that is licensed; however, many homeless individuals seek care from area free clinics and are seen by nurse practitioners, nurses, and/or medical assistants (Disability Benefits Center).

Also, during my employment with a free clinic in Virginia, I learned that individuals who were experiencing homelessness had trouble accepting help and often became frustrated with the application process. Another problem that I noticed as I assisted individuals is that they did not understand the process or the benefits provided by social security. As the worker, I learned the importance of explaining different programs to clients and ensuring that I met them where they were so that they could understand the benefits available to them and what would be required to gain the benefits. 

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